Blame my parents! Isn't that what the kids are doing now?!

SouthernBelle, GRACE is a VIRTUE

Your first phrase, how very true, been there and saw that for a fact. Many of us who have been through these sorts of trials already HAVE been drawn and quartered . . .certainly feels that way.

It is interesting to me that consumer advisors suggest that when hard times arise the first thing to do is contact your creditors to explain and try to work something out, LOL, what a joke!!! When you contact creditors to explain, seems like they just double up on charging you, badgering you, late fees, finance fees, etc. etc. etc.

I do pray that miracles begin to fall upon so many who are financially challenged, working hard every day just to survive, we're not talking thrive, but survive. Tis so very sad in this day and age, in one of the richest countries in the world that honest hard working folk must live like this.

I understand hurricane victims, and all sorts of victims around the world; and it's very noble that organizations "send" help to them; however, I remain amazed that these very same organizations can't help their next door neighbor. I'm just shaking my head . . .somehow I don't understand.

my meaning wasn't missed. It's a shame when all you can do still isn't enough and noone seems to care. Belle, I imagine this is how a drowning person feels, "I'll just keep treading water (paying as best I can, working as hard as possible) and someone will come along and save me". Too bad the lifeguards can't help for treating all the sunburn victims who partied a little too much or never learned responsibility. I hope all works out, and I know it seems sometimes like the world is against you, it's not, the world couldn't care less about us because we're trying to do it by ourselves the way it was meant to be. Keep your chin up and one day you'll look back and realize you're a better person for surviving.
With much respect and empathy, Tony
(thanks eod)

I agree with what you said. I was once told (I refuse to say what county but it starts with a C and its in Georgia) that if I WAS, in fact a different color, I would have far less trouble getting help. ALSO, I was told that if I sold everything I owned (NOT MUCH!) and spent the money (like someone else who posted about their own child) I MIGHT be able to get some kind of help, but she couldn't tell me how much until it was done! WTF?!?! (SORRY) I'm just so sorry that my ancestor's had NOTHING to do with slavery and I owe others NOTHING for that...I'm sorry I'm white, I'm sorry I was raised well, and I'm sorry that my parents took the time to teach me that it was not acceptable to sleep around and have 5 kids by the time I'm 24. Sorry, I have to be so cynical about all this because THAT is what the world has made me. Man, I miss being wide-eyed and naive. I will work SO hard to make sure my child stays that way as long as possible. My parents did that for me, and I'll do that for my son. ANYWAY, I'll just step off my soapbox and say that I really really appreciate all you've said, at least I know I'm not being self-centered, or obnoxious and I'm not alone in my opinions. I reall appreciate that.

SouthernBelle, GRACE is a VIRTUE

you are white! me too....you get nothing!

President George W. Bush sent his budget to Capitol Hill today.

He proposes cutting $12 Billion dollars from Medicaid, specifically the health insurance on needy and at-risk children.

http://www.bloomberg.com/apps/news?pid=20601070&sid=aw7_BIsZ4IIw&refer=home

Georgia Healthy Families is funded with Medicaid dollars.

Gotta pay for those tax cuts for the richest 1% somehow!

I am familiar with Dogwood Church, but our need is mainly monetary, and most places won't help us because of that. We have furniture, we buy cheap food, and stick to a budget; however, when Workman's Comp doesn't pay on time, if at all without a phone call, we get behind, and when we get behind, we can't just catch up because of the fees associated with our mortgage. Our mortgage payment is $731, but with all the fees (daily fees) we just won't be able to catch up without a miracle. We would like to be able to get out of this house, but we would have to rent another one, which would cost us more than our mortgage, and makes no sense at all. Buying or refinancing isn't an option simply because of the Workman's Comp situation, no lender will touch us with that on us at the moment. I'm just really mad right now. I'm sick of funerals, and Workman's Comp, and mortgage companies, and all this MESS. I guess I'm just mad, and sad, and frustrated. Thank you for your well wishes, we could use them, Lord knows...I know he, we, all of us will get through this, I just wish it could be a little less scarred.

SouthernBelle, GRACE is a VIRTUE

I can soooooo relate to what you are saying, and my thoughts and prayers will be with you, as I have no suggestions for you. While my situation is not health related, but a result of re-organization, I too have been down and out for several years now. Sad to say, but you are very correct in saying NO ONE is willing help. It is so very sad to have to decide between eating or paying bills, while living in one of the most well-to-do counties in Georgia; with many organizations, ministeries, etc. who claim to care and to help. If I were to name the major organizations I have contacted you would be very surprised, this is such a sad commentary on these organizations. When I think of the good people who have assured me they would help . . .
At a point in life when I should be looking at retirement, I go to work everyday, pay at my bills, but the more I pay the further behind I get; with the finance charges, late fees, I'm not paying bills, just throwing money at them, hoping to keep the wolves away.
This is not meant to be a BMW (bellyaching/moaning/whining) post, but simply to let you know I know what you are facing, and my moral support and thoughts are with you. Surely there must be a pony in here somewhere (if you've ever heard that story)