Roof Repair Contracts?

muddle's picture

We had some pretty extensive hail damage a few weeks ago, and our neighborhood has been overrun by contractors wanting to do the job.

Some of the contractors want the owners to sign some kind of contract in advance of doing an estimate, etc. Is this legitimate? Why would anyone wish to sign an agreement before they have done an estimate or anything? They claim that they can do all of the negotiating with the insurance company to get a fair estimate. Are the insurance companies that hard to deal with? Are such agreements binding in the event that one finds a better deal with another roofer?

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Submitted by mysteryman on Wed, 03/18/2009 - 7:05am.

And your insurance adjuster had better look at it first to determine the percentage of area to be replaced... And the insurance companies have authorized contractors they can reccommend. So be careful about using the STORM CHASERS, cause in six months, or the time there is another disaster they will be off and running again, never pay up front in any situation... Just because holmes went to Home Depot and bought a ladder, and painted his name on the truck means nothing. And now Georgia requires all contractors to be licensed through the state, so ask for credentials...BLESS

Cyclist's picture
Submitted by Cyclist on Tue, 03/17/2009 - 5:39pm.

Contact your insurance carrier first. They might have a requirement for them to inspect first. I used Morrow Roofing and Siding.
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Submitted by Okie on Tue, 03/17/2009 - 5:12pm.

We got our new roof last week. Looks great. The agent came out and checked everything out. He drew circles on the roof and took pictures, went back to his SUV, punched the numbers into his laptop, and printed out the results. He then wrote out the check for the damages. Nothing to it. We're getting new gutters some time this week.

dawn69's picture
Submitted by dawn69 on Tue, 03/17/2009 - 11:13pm.

We had roof and siding damage too. I'm still waiting to hear from State Farm. They came out, took pictures, and drew those lines and circles on our roof too, but I haven't received anything from State Farm yet.

I have to agree with the post below. Don't be suckered by anyone who wants money up front. Expect there to be cons crawling all over your neighborhood. Using a local roofer will put money back into the local economy. Support the small guy that really needs the work.

Submitted by Okie on Wed, 03/18/2009 - 8:12am.

We have State Farm too. We used a roofer from Coweta County. Someone we knew. He's been roofing since he was 16, about 47 years now. It's a small family business, husband, wife, brother, and others. He does very good work and guess what, no more leaks!

Submitted by thrifty on Tue, 03/17/2009 - 5:02pm.

Make sure you get a local company who will give you an estimate. We have had tons of roofing contractors in our neighborhood and a lot of them are not from the area. We even saw one with a 'local' company but his truck had Colorado license plates. When I asked him about it, he said he was a roofer from Colorado. Colorado has some pretty wicked hailstorms so he might be good at his job but we really prefer a local roofer.

Ideal Exteriors was recommended by some of our neighbors. Cory and Tim will give you an estimate before your insurance adjuster even comes. They can be there when your insurance adjuster comes to review their findings as well. Ideal is a local company and is a Owings Corning Platinum installer. They must meet Owings Cornings installation guidelines and Owings Corning guarantees their workmanship. They can do roofing, siding and gutters. We have a contract with them. We are still dealing with the insurance paperwork so the work hasn't started yet.

Cory Smith
Ideal Exteriors, Inc.
1000 Cooper Circle
Peachtree City, Georgia 30269
(678) 767-2209 Phone

Good luck on your repairs!

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