FreeSpeech for 12-05-07

Tue, 12/04/2007 - 4:14pm
By: The Citizen

You don’t mess with Christmas! Please stop stealing. I live in the Fernwood subdivision off of Windgate Road in Peachtree City. Yesterday we put up the Christmas decorations for the subdivision sign, which included a little snowman with a shovel in hand. Tonight it is gone. It has been at the subdivision entrance for several years. This snowman was made by my father, who is dying, and I would like it back. We have recently had two American flags and poles taken. Will you please return the snowman, no questions asked?

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While I was letting my yellow mellow, you were legally watering your newly planted sod for 30 days during the early fall. Now you’re having a swimming pool dug in your backyard which will soon be filled up with thousands of gallons of municipal water. I think I’m going to flush.

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After drinking several gallons of beer over the weekend, I have come up with a simple, inexpensive solution to reduce our water consumption during this global-warming-caused, Bush/Cheney/Halliburton-conspired drought of Biblical proportions. If all the males in the state of Georgia urinate outside, we could save an estimated total of 4.7 million gallons of water per day by not flushing toilets. We’d be heroes and save the world from running dry by taking a leak on it.

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If anyone has been to Lake Horton lately, there is no doubt that the lake is getting in sad shape. However, this would be a great time to take advantage of this situation and repair the west boat ramp. The end of the ramp is in terrible shape and could now be easily repaired. I think it is time that the county commissioners took the responsibility to repair this major problem now and not wait for the water to rise and then excuse the problem. Doing this now would be minimal in time and expense.

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There are many who will consider the gift of a puppy for a loved one this Christmas. Through my subscription to the Humane Society newsletters, I have come to learn about the horrible conditions that exist in many puppy mills where puppies are mass-produced by adult dogs that live their lives under deplorable conditions, giving birth to one litter after another to fulfill the demand for puppies. Often the puppies as well as the parents are unhealthy and diseased. Most are sold in pet stores and on the Internet. I would encourage people to purchase pet supplies from stores that do not sell pets obtained from puppy mills. Here in Fayette County, we have a wonderful Animal Shelter that has many animals needing a home. Rather than encourage the mass production of animals and adding to the over-population that already exists, I would urge anyone in the market for a pet to check those available at the shelter. You might be surprised to find the wide assortment of animals needing a home include many that are pure breeds. Also, consider an animal that is not pure-bred. It is my personal opinion that they do not have as many health problems and, since neither of my animals is pure-bred, I can say from experience they are just as adoring and adorable, cute and enjoyable as those that are.

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When we asked the Fayette County Board of Education the question, “If we go ahead and send our children to a school not overcrowded with trailers (under special permission), would our children have to move back to the original school once redistricting is complete?” The FCBoE said, “No, your children will be allowed to stay at that school until middle school.” Hence, we were concerned about moving them twice. Would we have moved them knowing there was even a slight chance of having to move schools again? No way. I voted for most of you; please show me I made a good choice.

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Anyone who seriously believes [Peachtree City Council Post 2 candidate Mike] King will not be a Logsdon flunky is naive and a moron. Do you suppose [Mayor Harold] Logsdon encouraged his buddy to run so he could have an adversary on the council? King’s rhetoric would have us think so. But we’ve already experienced Logsdon flopping over to the side of the developers, proving his promises were empty. What do you suppose the King-Logsdon talk centers around on the 19th hole: Loud arguments, or whispered schemes about how to screw PTC for the developers? My daddy always said, “You’re known by the friends you keep.” Sturbaum may be new, but happily this may mean his new blood isn’t tainted.

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I am very concerned, as other people that I talk to are, about the upcoming presidential election in 2008. If we elect a Democrat to office, our country will be completely dominated by illegals and minorities in a short time and the majority white Christian population will have absolutely no rights at all. If we elect a Republican to office, ordinary working people will starve before long as all the nation’s money is funneled to the rich and powerful through trumped-up wars and giveaways to the big corporations. What are we to do?

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For some weird reason, my wife and I read the arrest reports in The Citizen. One thing that really stands out is the number of these arrests by individuals that do not reside in our county or cities. I decided this week to do a comparison. In the Nov. 28, 2007, Citizen, 63 arrests were reported. One of the arrests was for a minor, so no address was given. Of the 62 adult arrests, 38 gave addresses outside of Fayette County. The remaining 24 gave addresses either of Fayette County, Fayetteville, Peachtree City or Tyrone. So for this report, 61 percent of the arrests were of individuals outside of our community. Just thought folks might like to know.

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Thank you, World Airways, for bringing the troops home for the holidays and going the extra mile by doing Art from the Heart. Thank you for asking local schools (my daughter attends St. Paul) to create artwork to display in the airplanes for their long ride home. I love the idea of the kids saying thank you to the men and women who need it the most with their creativity.

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I love the way nothing of a negative nature against the CHC, Alliance, or the upcoming election runoff ever makes it to The Citizen. Not even the fact that a reporter, instead of reporting the news, tried to create it when he called the candidates who elected not to participate in the second forum and tried to talk them into participating. He also reported incorrectly that the League of Women Voters requested it, when he had already received an email stating that they would NOT participate other than to review the questions, and that it was requested by candidates. Also when he covered the first forum, he also misrepresented the nature and order of several answers to take away from Don Hayes’ comment on conflicts of interest when dealing with non-local landowners. Some of us taped the forum, and know the truth. So why should the candidates participate? Any answers they give get changed before being published for the sake of promoting certain candidates. Most local citizens thought the first forum was a biased joke. Is repeating the joke supposed to make it funnier? With the CHC Alliance, you can buy you votes by just purchasing property. It’s one vote per acre. Maybe we should just change the laws, charge $1,000 a vote for all elections, and let everyone just buy their way into office. That way, we will be more honest as a people about our elections supporting the needs of the wealthy first, and we would help bring down the national debt at the same time.

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This coming Friday, Dec. 7, is Pearl Harbor Remembrance Day. Each year, our President issues a proclamation calling on the people of the United States to pause and reflect on the sacrifices of those that gave their lives during the attack on Pearl Harbor in 1941. The proclamation also calls for all agencies of the federal government such as your local Post Office, as well as interested organizations and groups, to fly the flag of United States at half-staff in honor of those men and women. Citizens of Fayette County would do well to note those that fly our flag correctly on Dec. 7.

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When I go to McCurry Park to run, most of the car tags read Clayton County. When I go to the library, at least half the cars are from Clayton County. Too bad Fayette County taxpayers can’t charge out-of-county users a fee. Also, did the Wal-Mart in Riverdale close, because I see mostly Clayton County tags in the Wal-Mart at the Pavilion?

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During a bike ride yesterday my 10-year-old daughter and I stopped to help two younger girls who were being bullied by three older (middle school age) girls. When questioned further, the younger one said one of the girls doing the bullying [was her] sister. Shame on the bullies. I just wanted the younger girls to know we were there to help; sorry if we scared you more because we were strangers. I learned my lesson: I will never leave home without my cell phone so a child can call home for help.

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Guess what: don’t just complain about the trash on the paths. That is your problem. Do something, choose the positive path and make a difference. You know how I’ve solved the problem of trash on the golf cart paths? I carry bags in my golf cart and each time I’m out I pick some up. I live on a path, [so] if I see trash against my yard I pick it up. If litterbugs don’t see litter they are less are inclined to add to it. My kids are learning the right way to live. I teach by example plus sometimes I think they enjoy the trash collecting on the way to the park more than the park. Same goes for the path crossings. We can all speed down Redwine, Peachtree Parkway and Lester Road, or if we see a walker/golf cart at the crossing, yield, stop, to them [and] let them pass. I promise they will wave and smile and each time I smile back knowing I helped out a neighbor. Life is a tipping point; make sure you choose wisely.

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I wish parents at recreation basketball games would step outside themselves and see how they are acting and sounding. I think they would be embarrassed. They yell at their kids and behave like they are the coach. Why aren’t they coaching? The kid then looks at their parent and does not see the ball passed to them. It is painful to watch. I don’t want to admit I am friends with these parents. They act so different when their kid is involved with a sport than when you see them in other forums. There are parents and coaches already tracking who has beaten whom, two games into the season. This is no example to set for your kids.

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It’s truly disturbing to read the words of those who disparage Matt Ramsey simply because he is running for election to the state House. Matt was a good classmate at FCHS. After college he served Mac Collins as a policy staffer in the U.S. House of Representatives. He returned to Georgia to earn a law degree and enter practice, where his time is spent helping individuals with their personal affairs. It’s our privilege to know Matt and to worship with him and his family at Peachtree City United Methodist Church. The people writing the garbage about Matt obviously don’t know him. Their words define them, not Matt Ramsey.

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Gee whiz, when you look at who is funding Matt Ramsey’s campaign, it makes you cringe. It’s the who’s who of the tennis center scandal, TDK and big boxes.

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The revelation of who exactly is backing Matt Ramsey in John Munford’s article made my vote on Dec. 18 an easy one. You could call that group the “Pro-big box-police station on a dump-build TDK-Harold Logsdon and look the other way with corruption committee.” Solid liberal Democrat Joel Cowan and shucksters Bob Lenox and Fred Brown are light years away from the ethical wave of conservative change Ramsey advertises. Thanks to The Citizen for exposing what is really driving the Ramsey campaign.

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Twenty percent of ex-Mayor Brown’s contributions [come] from the biggest retail developer in PTC. What does Brown’s buddy get for his money?

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Home foreclosures up 94 percent in October. So what’s new? They will go up another 94 percent or more every year as long as the health care and oil industries are allowed to continue draining the working American’s pocketbook, leaving him virtually nothing for other living expenses. Only the CEOs of those industries are living comfortably and who couldn’t on the multi-million-dollar salaries and bonuses they take out of our pockets? Where will it all end?

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Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 4:31pm.

How are you doing today? How's the "bouncing" back?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Tug13's picture
Submitted by Tug13 on Mon, 12/10/2007 - 4:35pm.

I've learned that life is tough, but I can be tougher! Smiling


hutch866's picture
Submitted by hutch866 on Mon, 12/10/2007 - 4:40pm.

If we find out that you've been in the hospital and you didn't let us know you'll be in big trouble Mrs Lady. You better appoint a designated citizen informer .

I yam what I yam....Popeye


chippie's picture
Submitted by chippie on Mon, 12/10/2007 - 4:38pm.

So glad you're back and to hear you're doing better - you were missed! Smiling


Tug13's picture
Submitted by Tug13 on Mon, 12/10/2007 - 4:45pm.

It's nice to know that y'all missed me! Smiling

Smiling


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 4:36pm.

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 7:19am.

Did you change that avatar?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Submitted by Bonkers on Mon, 12/10/2007 - 12:40pm.

Do you have a thing for Avatars, or Jane?

Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 12:49pm.

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


hutch866's picture
Submitted by hutch866 on Mon, 12/10/2007 - 1:53pm.

Is that like sunkist?

I yam what I yam....Popeye


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Mon, 12/10/2007 - 7:31am.

Guess you didn't see me in line at WalMart, I wanted to say hello, but wanted to see if you recognized me!

How ya doing? Just read the comments about how old folks are, shoot, maybe I need to start counting backwards instead of forward with those anniversaries of my 29th!


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 7:39am.

Here's one. The cubical turns 40 next year. Funny, I've been in one for about 20 of those 40 years.

Cubical Story
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Mon, 12/10/2007 - 7:50am.

Hate 'em, been in one a long time myself. The way our building/hallways are built, it truly is like a rat maze to get to my area. And, someone moves my cheese everyday! LOL!


muddle's picture
Submitted by muddle on Mon, 12/10/2007 - 9:23am.

I'm teased at work because, though I wound up with a really large office, I constructed my own "cubicle" out of bookcases around my desk. Maybe I felt guilty about so much space. Maybe I have Freudian longings for the womb. (My office was once a classroom before the college converted the space. I actually hold classes in the non-cubicle part, which boasts recliners, sofa, coffee table, and freshly ground and brewed coffee.) Eye-wink

________________

My Opie impression: circa 1963.


Submitted by Bonkers on Mon, 12/10/2007 - 12:52pm.

Only means you just read and punch keys!
I was always a Manager and managed by the theory of MBWA.

It works wonders!

Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 10:06am.

Boasting recliners, sofa, coffee table and freshly brewed coffee? Is this some kind of liberal arts college? Smiling I guess I've been out of college too long.

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


muddle's picture
Submitted by muddle on Mon, 12/10/2007 - 10:40am.

Well, I had concluded from some of your earlier cryptic messages that you know precisely which college/university it is.

Hmmm?

Meanwhile, I have had students propose that we hang a sign over my office door indicating to those who enter are entering a separate college unto itself. We even came up with a name: "Wade College." Wade is a sort of college-within-a-college. (St. Olaf, where I used to teach, also boasted the "Paracollege"--which had an entirely different, hippy-dippy curriculum for students who did not do well in the more traditional and structured environment (i.e., fruitcakes). My own "paracollege" has a faculty of one. The nice thing is that there is seldom disagreement at department or faculty meetings.

But, yes, sofas, recliners, coffee....and surfboards! Since I got old and graduated to a longboard, the shortboards of my youth are relics and on display in my office.

Oh, and then there is the authentic English wardrobe complete with furs. I check the back of it periodically in the hope that I might step through to Lantern Waste.

_______________

My Opie impression: circa 1963.


Submitted by Bonkers on Mon, 12/10/2007 - 12:50pm.

Yeah, I teach at my own college also! It is called: AT &T Cyber College of the Air.
There are no charges and no grades.
You don't even have to agree with the courses taught!
Degrees will be issued to those who exhibit common sense enough to have earned one.

Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 12:45pm.

Don't worry about it. It's fun to have you as "muddle". You bring much needed "cerebral matter" to this board.

Now really, fruitcakes. (chuckle)

Some of my old high school gang have graduated to long boards as well. Truth be know, the surf off of the west facing beaches of LA -Torrance Beach Redondo Beach, Manhattan Beach, Hermosa Beach, Dockweiler, and Santa Monica are suited more for longer boards unless there is storm in the Pacific. If the Santa Ana wind is blowing you can forget about it.

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


muddle's picture
Submitted by muddle on Mon, 12/10/2007 - 12:51pm.

I was supposed to have been in San Diego last month for a conference, but cancelled due to my wife's recent illness.

We were going to rent a condo overlooking Pacific Beach--just outside of San Diego. Looks like there are some great spots along there, including a point break with all rights, and an area that is populated mostly by old guys on longboards.

I hope to make it out there, perhaps this summer. Perhaps as the other end of a road trip winding through the west.

I have dreamed all my life of surfing in California.

_______________

My Opie impression: circa 1963.


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 1:07pm.

BTW, how is your wife doing?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


muddle's picture
Submitted by muddle on Mon, 12/10/2007 - 1:21pm.

The illness that had her hospitalized and threatened her life seems to be a thing of the past. However, she is experiencing what are likely side-effects of some one or other of the treatments. Nothing life-threatening, I think, but very painful nonetheless.

It's been a rough fall. We're hoping for a New Year of health.

Oh, and, yes, I'm open to any Cali break that does not include locals who would like to pound me just for paddling out into their territory.

If we make it out there, I may be tempted to pick up a souvenir in the form of a new board--a "fun shape" of 8'0" or so. Um, and a wetsuit. This Florida surfer has rarely needed it.

________________

My Opie impression: circa 1963.


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 1:56pm.

I'm glad she is improving!!!! It sounds like a trip to California would be great for the both of you.

Don't worry about the locals as they're probably old f@rts as well. A wet suit will be needed to stay comfortable. The California current which gives the coastal areas of California its nice year- round climate is pretty cold. It not the warm water that you're familiar with in Florida.
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Cyclist's picture
Submitted by Cyclist on Mon, 12/10/2007 - 1:06pm.

If you ever have the opportunity again, try La Jolla. Deep water and then gets shallow - nice waves.

La Jolla

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 7:17am.

It's FRIDAY FRIDAY FRIDAY!!!! Will Git allow you to escape at noon?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Fri, 12/07/2007 - 8:05am.

Woohoo, it is Friday. I'm hoping if Git can get away from all his spy and bugging equipment, that I mentioned the other day; perhaps he will let me go!

So, does Mrs. Cy have a nice long honey-do list for you this weekend? With Christmas decorations, shopping, groceries, etc? You know it's funny about honey-do lists . . .back in the day I could come up with a long list; however, now that I'm the honey that does it, the list has shortened considerably! LOL!

Are you as concerned about Tug as some of us? I wish someone knew how to get in touch with her, just to let her know folks are thinking about her. "Tug" does not accept email, I've already thought of that. I DO hope she is OK.


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 11:53am.

If you continue to use that avatar, I'll put "fat boy" back up. Laughing out loud
What on heaven’s name are you trying to convey? Is it something like; It ain't over till the fat -you know what - sings?

Honey-do? At my house it's Honey-now, that way there's no list. LOL

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Fri, 12/07/2007 - 5:57pm.

Ah hahahahahahaha, don't you just love it! Just thought if you ever run into me at the store, you would know who I am! LOL!!!


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 6:53pm.

Is that you lurking out there?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Fri, 12/07/2007 - 7:00pm.

Just quickly checking in while I was on computer. You know the rules for Jane, no playing on the computer at home. . .honey got to do things.


hutch866's picture
Submitted by hutch866 on Fri, 12/07/2007 - 6:08pm.

You working late? Mrs. hutch says 75 south is real backed up around the stadium.

I yam what I yam....Popeye


eodnnaenaj1's picture
Submitted by eodnnaenaj1 on Fri, 12/07/2007 - 6:56pm.

Now you know I don't do Friday afternoons!!!! Nah, not working late, just was on computer looking up driving directions and checked the blogs, will be shutting down soon. Can you imagine Cy doesn't like my new avatar!?!

I'm so glad to know Tug is OK. If you find that she does need something, and I could help, let me know.


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 7:00pm.

Don't make me put "fat boy" up for display. Your last warning. Smiling
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


hutch866's picture
Submitted by hutch866 on Fri, 12/07/2007 - 6:06pm.

Northside Warner Robbins and Tucker are about to start on PBS.

I yam what I yam....Popeye


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 6:44pm.

I wish we were there.
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


chippie's picture
Submitted by chippie on Fri, 12/07/2007 - 7:56pm.

this game, and wishing we were there, too. Who knows - maybe next year? Smiling


hutch866's picture
Submitted by hutch866 on Fri, 12/07/2007 - 7:05pm.

Second quarter Tucker is up 28-7.

I yam what I yam....Popeye


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 7:07pm.

I'm watching. Tucker is strong.
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Cyclist's picture
Submitted by Cyclist on Fri, 12/07/2007 - 7:16pm.

PBS is showing the band performances. Outstanding!!!!!
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Git Real's picture
Submitted by Git Real on Thu, 12/06/2007 - 4:07pm.

Twenty percent of ex-Mayor Brown’s contributions [come] from the biggest retail developer in PTC. What does Brown’s buddy get for his money?

GET THIS THROUGH YOUR THICK SKULL: Steve Brown is taking no campaign contributions from anyone.

Believe me..... My contribution was declined. Smiling


Submitted by wdd5885 on Thu, 12/06/2007 - 4:11pm.

I believe that person is talking about his last election not this one.

Git Real's picture
Submitted by Git Real on Thu, 12/06/2007 - 4:16pm.

But, it appears he isn't going to make that mistake twice.

Tell me... What did the dude get for his wasted contribution? Here, let me help you with that.... nothing.


Submitted by wdd5885 on Thu, 12/06/2007 - 4:29pm.

He got nothing because Mayor Brown LOST! DUH...

Submitted by Doug on Thu, 12/06/2007 - 9:40pm.

The best judge of Steve Brown is watching who opposes him. They're a shady bunch and they're all for Ramsey.

Git Real's picture
Submitted by Git Real on Thu, 12/06/2007 - 4:03pm.

After drinking several gallons of beer over the weekend, I have come up with a simple, inexpensive solution to reduce our water consumption during this global-warming-caused, Bush/Cheney/Halliburton-conspired drought of Biblical proportions. If all the males in the state of Georgia urinate outside, we could save an estimated total of 4.7 million gallons of water per day by not flushing toilets. We’d be heroes and save the world from running dry by taking a leak on it.

Sorry Dude, but this solution has already been proposed to our governor by another Citizen blogger. Besides that your numbers are way off. Instead of drinking so derned much beer why don't you spend more time on your research. Eye-wink

CLICK HERE To Read The Original 'Real' Water Saving Proposal


Cyclist's picture
Submitted by Cyclist on Thu, 12/06/2007 - 4:05pm.

I was thinking all along that it was your free speech post. Laughing out loud
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


Git Real's picture
Submitted by Git Real on Thu, 12/06/2007 - 4:10pm.

His numbers were way off. Plus I don't drink gallons of beer. Smiling

Believe it or not, I hardly ever contribute to Free Shots... I mean Free Speech. LOL! Or shall I say it has been over a year, since my last Free Speech posts.


Submitted by justaguy on Thu, 12/06/2007 - 11:23am.

Three issues:

1) Subprime loans...these are people with bad credit history who purchase a home with a loan that has a high interest rate...they can not make the payment...so, for $150,000 (at 12%) loan they pay over $1500 month (someone with good credit might pay $899 month at 6%)...many times they should not purchase and focus on renting until they get there finances in order...if the lenders lend to them and the loan goes bad then they are considered predatory...if they don't lend then they are considered biased...don't blame the lender or the government...you gotta pay your bills.

2) No principal and/or adjustable rate loans...these are people who when shopping for a house and loan see that they can buy a $300,000 home with a 6% loan fixed at 30 years and pay $1800 month...but wait, if we choose this loan (4% adjustable) we can buy a $400,000 home and only pay $1900 monthly...thats an extra $100,000's worth of house for only $100 a month...most people in this category figured the home value would outpace the interest increase (but they are tied together)...when the interest rate jumped to 6% ther payment jumped to $2400 a month.......the worst of this group (and there are many in Fay Co) are the ones who refinanced there existing home when values shot up and took a $50,000 or $100,000 out and bought a car maybe went on vacation wiping out the equity in there biggest investment...who do you want to blame here...you gotta pay your bills

3) Multiple loans...this is when the person has 1st mortgage...let's say the house is worth $250,000 and they have been in it for 5 years (new the house cost $200,000)...loan #1 is $160,000 at 6% fixed and payments are $960 a month...but they did not have the down payment to get this loan so they got a second for the down payment Loan #2 $40,000 at 8% for 10 years costs $485 a month (people do this to keep from paying the mortgage insurance which is a rip off)...still the payment is $1400+ a month and the house is now valued at $250,000...so they hear about all these people who are "tapping the unused equity in there homes"...so they get a home equity loan for $50,000 with the idea that they can buy a new car and write it off as mortgage interest on there taxes...the problem is that this loan calculates more like a credit card than mortgage and can cost $800 a month...plus, if you have to move or sell you will have no equity and if the market turns down you will owe more than your house is worth...again who do you blame...you gotta pay your bills

BPR's picture
Submitted by BPR on Thu, 12/06/2007 - 1:37pm.

I'm sorry these people don't have anyone to blame but themself. How stupid can you get when taking out a loan. God gave us all a mind- I suggest they use it-

The problem is we all have to keep up with each other- this is not my case- People don't have anyone to blame but themself.

Nobody twist their arms to sign the loan.

Only when misrepresented or in such language that it would take a rocket scientist to figure out do I have sympathy- People who took advantange of people- then I think something should be done to these companies that did this.

I remember when loans were handed out left and right and people could hardly eat.

Or the extreme or what they think extreme - rich had to impress and got over their heads, how stupid- life is not about having the best toy- Git real.

Everyone wants to blame the President for this- they made a choice- he did not force them to do anything. As I said before God gave us a brain- I suggest we use it and quit putting the blame on someone who does not even know you. You made your choice.

You know what you can and can not afford- stop trying to impress people- life would be alot less stressful- Plus DEAR GOD, WE KNOW THERE ARE FAR MORE THING TO BE CONCERNED ABOUT THAN IF WE LIVE IN THE BEST HOUSE, HAVE THE BEST CAR- WEAR THE BEST CLOTHES.

There is one thing my Mom taught me - she was in a orphange, her Mom died when my Mom was 7, she had lots of brothers and sisters, back when things are not as good as they are nowm in orphanges - she did not have much- everytime I would complain as a teenage about what I did not have- she would remind me of what she had- SHE TAUGHT ME THANKFULNESS- She is now in heaven, that is her legacy she gave me, I pray to pass on to my son. Thank you Mom.


Cyclist's picture
Submitted by Cyclist on Wed, 12/05/2007 - 4:50pm.

Good to see you back. How is everything?
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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


MainframeComputerGuy's picture
Submitted by MainframeComputerGuy on Wed, 12/05/2007 - 3:59pm.

It'll "end" -- at least the BEST health care system in the world, along with the BEST standard of living -- if Shrillery, Osama or the spiritual channeler Edwards are elected. Any of them will decimate our health care system "for the children" and pull a Carter on the oil companies, over-taxing them, fixing prices and mandating unrealistic allocations. They'll get their socialist/communist utopia and we'll all lose. Let Edwards kick back the millions he made in the sub-prime market if he's so concerned about the poor.


zoes's picture
Submitted by zoes on Wed, 12/05/2007 - 2:23pm.

"Home foreclosures up 94 percent in October. So what’s new? They will go up another 94 percent or more every year as long as the health care and oil industries are allowed to continue draining the working American’s pocketbook, leaving him virtually nothing for other living expenses. Only the CEOs of those industries are living comfortably and who couldn’t on the multi-million-dollar salaries and bonuses they take out of our pockets? Where will it all end?"

Of COURSE it is the CEO's and oil and health care! It would be - GASP - RESPONSIBLE to consider it is the INDIVIDUAL (even CEO's are this stupid) - who bought more house than he could afford. Homes foreclose because homeowners don't pay their mortgage and don't have enough sense to sell and down-size. That is the homeowners fault. It isn't rocket science to know what income you can rely on and buy a home you can AFFORD instead of what you WANT. But, sure, lets just blame society and the government and make bunches of babies and let the village worry about it all. Grow up.


Cyclist's picture
Submitted by Cyclist on Tue, 12/04/2007 - 7:31pm.

Check your e-mail.

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Caution - The Surgeon General has determined that constant blogging is an addiction that can cause a sedentary life style.


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