The program is made up of 13 life-changing lessons taught by Dave in a fun and entertaining way. “I like to put the cookies on the shelf where everyone can reach them,” says Ramsey. After each lesson the group meets to help each other plan budgets, discuss successes and temptations, and support each other in their journey to beat debt and build wealth. Topics covered include:

• Saving for emergencies

• Budgeting

• Relationship and money issues

• Buying big bargains

• Getting out of debt

• Understanding investments

• Understanding insurance

• Retirement and college planning

• Buyer beware

• Real estate mortgages

• Careers and extra jobs

Each class participant needs a kit. Special rates are routinely available online at www.daveramsey.com or by calling 888-227-3223. Included in the cost of the kit is a lifetime family membership to FPU, allowing the participant to return to any class at anytime for a refresher course. The kit also includes an FPU workbook, an FPU envelope system, 13 audio lessons, bonus CD, budgeting forms, debit card holders, and Ramsey’s best-selling book — Financial Peace.

Visit www.daveramsey.com for more information.

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